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Header | Northbrook Mortgages & Protection
Home | Northbrook Mortgages & Protection
Independent Mortgage Advisers

The right mortgage,
arranged around you.

Expert, whole-of-market advice for first-time buyers, home movers and landlords. We handle the paperwork, the lenders and the legwork, so you can get on with moving in.

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Get your free quote

No obligation. A friendly adviser will call you back within one working day.

Request my callback

By submitting you agree to be contacted about your enquiry. Your details are never shared.

Access to leading UK lenders
HalifaxBarclaysNatWestSantanderNationwideHSBCVirgin MoneySkiptonCoventryHalifaxBarclaysNatWestSantanderNationwideHSBCVirgin MoneySkiptonCoventry
What we do

Advice for every stage of the journey

Whatever you are trying to achieve with your home or finances, there is a plan for it. Here is where most of our clients start.

First-time buyers

Step-by-step guidance from deposit to keys, with lenders matched to your situation.

Learn more

Moving home

Porting, borrowing more or starting fresh, we keep your move on schedule.

Learn more

Remortgaging

Coming to the end of a deal? We review the whole market to cut your rate.

Learn more

Buy-to-let

Landlord finance that stacks up, whether it is your first rental or your fifteenth.

Learn more

Protection & insurance

Life, income and critical illness cover so your family stays secure.

Learn more

Later-life lending

Equity release and retirement options, explained clearly and calmly.

Learn more
Why Northbrook

Advice that puts you first, not the lender

We are independent, which means we work for you. No branch targets, no favourite banks, just the deal that genuinely fits your life.

  • Whole-of-market searchWe compare over 90 lenders to find your best fit.
  • One adviser, start to finishA named expert who knows your case inside out.
  • Evenings & weekendsWe work around your schedule, not office hours.
  • Clear, upfront feesYou always know exactly what to expect.
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of clients would recommend us to friends and family
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How it works

Three simple steps to your mortgage

1

Free consultation

Tell us where you are and where you want to be. We listen first, then map out your options in plain English.

2

We find your deal

We search the whole market, crunch the numbers and recommend the mortgage and protection that fit you best.

3

We handle the rest

From application to completion, we manage the lender and paperwork and keep you updated the whole way through.

Client stories

People who trusted us with their move

★★★★★

“As first-time buyers we were completely lost. Northbrook explained everything, found us a brilliant rate and got us moved in weeks.”

SM
Sarah & MarkFirst-time buyers, Leeds
★★★★★

“My remortgage was saving me nearly two hundred pounds a month before I’d even finished my coffee. Honest, fast and genuinely helpful.”

DP
David P.Remortgage, Manchester
★★★★★

“I’ve used Northbrook for three buy-to-let purchases now. They understand landlords and always find lenders others say aren’t possible.”

RK
Rachel K.Landlord, Birmingham
FCA regulated advice CeMAP qualified advisers 4.9★ independent reviews Evening & weekend appointments
Fees & how we work

Clear about money, from the first call

You should never be surprised by a fee. We explain exactly how we are paid before you commit to anything, and we put it in writing.

We receive a procuration fee from the lender when your mortgage completes. Where a broker fee applies to your case, we confirm the exact amount upfront.

Free initial consultationYour first appointment costs nothing and carries no obligation whatsoever.
Fees agreed in writingAny broker fee is confirmed before you proceed, never after.
Protection advice at no costOur insurance and protection recommendations are free; we are paid commission by the insurer.
Good to know

Frequently asked questions

We are upfront about fees from the very first conversation. Many of our cases are arranged with no broker fee at all, and where a fee applies we tell you the exact amount before you commit to anything.

As a whole-of-market broker we compare more than 90 UK lenders, including deals you cannot get by walking into a single bank.

Absolutely. We work with self-employed clients, contractors and company directors every week and know which lenders take a sensible view of your income.

Fill in the callback form and a named adviser will be in touch within one working day, often the same day. Evening and weekend appointments are available.

Let’s find your best deal

A short, friendly chat is all it takes to see what you could save. No jargon, no pressure, just clear advice.